Overview
Cardano With Paul Calculators is a set of three free, easy browser tools for sketching out how much you might earn from staking ADA. The basic mode projects rewards over time, a second mode tells you the ADA price you would need to live off staking, and a third tells you the total ADA you would need to retire. There is no sign-up and no wallet connection.
The site is the personal page of Paul, a Cardano stake pool operator who runs two pools under the ticker PAUL.1 The calculators sit alongside long staking FAQs and beginner guides on buying, holding, and delegating ADA. Each tool is its own page with a short explainer, so the experience feels like a friendly blog rather than a software product.
Paul makes no secret of also being an operator: a note on the page asks anyone who finds the tools helpful to consider delegating to the PAUL pools. The pool registration can be checked on Cexplorer2. The calculators themselves work for any ADA holder, no matter which pool you delegate to.
Key Features
- Staking rewards estimator. Enter your total ADA, a time frame from one to twenty years, and a yearly return rate to see expected yearly, monthly, and per-cycle earnings. Both simple and compound views are shown side by side3.
- Live-off-rewards model. Works the math in reverse to tell you the ADA price you would need to hit a monthly or yearly income target, given your current ADA and an expected yield4.
- Retirement target. Takes an expected ADA price, your yearly income goal, and a yearly return rate to tell you the total ADA you would need to retire on staking alone5.
- Live ADA price ticker. Every page shows the current ADA price in US dollars, euros, pounds, Australian dollars, and Bitcoin, so you can sanity-check your assumptions against the market.
- Sensible defaults. Each input shows a suggested yearly return rate, so beginners are not left guessing what to type.
What to Expect
The Cardano With Paul site is built on WordPress with a clean theme and no friction. Each calculator is its own page with a few input boxes, and the results update on the spot without a submit button. There is no account to create, no wallet to connect, and no personal data is collected beyond what your browser normally sends.
The calculators work for any ADA holder regardless of where you delegate. The staking rewards page also embeds one of Paul's YouTube videos explaining when delegators can expect their first payout, which is a nice bit of context that the raw numbers alone do not give. Compared with dashboard-style reward calculators, these tools have fewer features but are easier to use for quick back-of-envelope estimates. Anyone new to staking can pair them with the linked staking guides.
