Overview
Gero Card is a debit card that lets you spend ADA in euros, anywhere standard card payments are accepted. You top up the card from your wallet, the ADA is converted to euros at the live rate, and from there it behaves like any normal high-street debit card. Buy groceries, pay for a flight, or pull cash from an ATM1.
The card runs on Cardano and is built by the team behind GeroWallet, a self-custody wallet for ADA. The euro side of the account is provided by Satchel, a European bank-style payments company that issues the card and gives each user a personal IBAN. ADA-to-euro conversion is handled by Kaiserex, a regulated swap partner2.
Key Features
- Spend ADA without selling first. Move ADA from your wallet to the card, and it becomes spendable euros within seconds. Use it at shops, online checkouts, or ATMs the same way you would any debit card1.
- Virtual card or physical card. The virtual card is created instantly inside the wallet and works for online purchases right away. The physical card ships to European addresses and is usable worldwide, including outside Europe1.
- Personal euro IBAN. Each Gero Card account comes with its own IBAN through Satchel, so you can also receive a salary or a normal bank transfer in euros into the same account that powers the card2.
- Your ADA stays yours until you spend. Your ADA sits in your own Cardano wallet under keys only you control. It is not held by the card or by an exchange until you decide to top up1.
- Regulated euro side. The euro account behind the card is run by a licensed European payments institution, so the bank-style part of the product follows the same consumer rules as any euro account2.
What to Expect
You apply for Gero Card from inside the GeroWallet app. A short identity check is required, because the euro account is regulated like a normal bank account. The virtual card is issued first, often within minutes, and works for any online purchase that takes card payments. If you want a physical card, you order it the same way and it ships to a European home address.
To use the card, you move some ADA from your wallet balance onto the card. The ADA is swapped for euros at the live market rate, and the euros sit in your card account until you spend them. From that point on, it feels like any other debit card: tap to pay at a checkout, type the card number into a website, or withdraw cash at an ATM1.
Gero Card fits best for people in Europe who hold ADA and want to spend it on everyday things without first selling on an exchange. If you live outside Europe, you can still use a Gero Card you already have for purchases worldwide, but opening the account itself requires a European address. People who already use GeroWallet as their browser wallet will find the card sits naturally inside the same app.
