Overview
GeroWallet is a free Cardano browser wallet that pairs the usual wallet features (holding ADA, staking, signing into Cardano apps) with a connected Mastercard debit card. It runs as a browser add-on for Chrome and Brave, and its pitch is straightforward: hold your crypto in self-custody, and spend it in the real world without going through an exchange1.
GeroWallet is built by A.D. Labs. Besides Cardano, the same wallet supports Midnight on mainnet and Apex Fusion1. You hold the recovery phrase for the self-custody wallet. The wallet's source code is public on GitHub under the Apache 2.0 license2.
Key Features
- Spend ADA with a debit card. A Mastercard-branded card issued through a licensed European payments company. ADA stays in your self-custody wallet until you top up the card, at which point it converts to euros and works anywhere Mastercard does, including cash withdrawals at ATMs3.
- Cashback in ADA when you shop. Spending at participating retailers earns ADA back through a partnership called Bring, paid straight into your wallet1.
- Swap without leaving the wallet. A built-in swap tool checks several Cardano DEXs at once and routes the order to the one that returns the most1.
- Stake ADA and earn rewards. Pick a Cardano stake pool from a built-in list and earn rewards every few days4. Your ADA stays in your wallet the whole time.
- A built-in scam shield. A security tool called Cardano Shield watches for fake websites and suspicious approval requests before you click. It was funded by Cardano's grant programme, Project Catalyst5.
- Pair with a hardware wallet. Connect a Ledger, Trezor, or Keystone device, so the wallet builds each transaction and the device shows and signs it. Everyday access can use fingerprint unlock where the browser supports it6.
What to Expect
Day-to-day, GeroWallet covers the standard browser-wallet workflow: send and receive ADA, manage Cardano tokens and NFTs, sign into apps, delegate to a stake pool, and take part in Cardano governance voting. You can keep several wallets in GeroWallet and organize them with favorites and categories7. The wallet also handles two other partner chains: Apex Fusion is live, and Midnight is live on mainnet.
GeroWallet also covers the spending side. Your ADA stays in your wallet (you hold the keys) until you decide to top up the Gero Card, at which point the payment partner Satchel.eu holds your euro balance for spending. Cashback at supported retailers lands automatically back in your wallet as ADA. Holders of the project's own token (GERO) get tiered discounts on card fees3.
GeroWallet also offers trading-style features for people who trade ADA with leverage, including perpetual futures through a separate Cardano app called Strike Finance, directly inside the wallet1.
