Overview
Tokeo is a self-custodial multichain smart wallet that enables users to store, manage, and trade digital assets across Cardano, Bitcoin, and Sui from a single application. Formerly known as Tokeo Pay, the wallet goes beyond basic send-and-receive functionality to serve as an integrated gateway to multiple blockchain ecosystems. Tokeo is available on iOS, Android, and as a Chrome browser extension, offering a unified experience secured by a single seed phrase across all supported chains.
The wallet positions itself within the Cardano ecosystem as a feature-rich alternative among mobile wallets, combining asset management with DeFi access, NFT handling, and a gamified engagement layer. Its native token, TOKE, powers an internal rewards engine that incentivizes ongoing wallet usage1.
Key Features
- Multichain asset management. Supports ADA, BTC, SUI, Cardano native tokens, Runes, Ordinals, and NFTs across three blockchain networks through one wallet interface2.
- In-app token swaps. Integrates with DexHunter to enable direct token trading within the wallet, removing the need to visit external DEXs3.
- TXP Rewards Engine. A gamified experience point system that rewards users for wallet activity such as swaps, daily logins, and milestone achievements, all powered by the TOKE token1.
- ADA staking and governance. Supports delegation to Cardano stake pools and on-chain governance participation, including DRep voting under CIP-16944.
- CardanoKit developer library. An open-source Swift library for iOS developers building on Cardano, covering wallet management, transaction building, and governance features4.
What to Expect
Tokeo presents a polished mobile-first interface designed around minimizing the steps needed for common actions. Portfolio values, live price tracking, and order history are accessible from the main dashboard without navigating away from the core wallet view. Token swaps execute within the app through the integrated DexHunter aggregator, and NFT management supports browsing and transacting with collections across supported chains.
The onboarding process uses a single seed phrase to generate wallets on all three supported blockchains. New users encounter a quest-based system that guides them through wallet features while earning TXP rewards for completing actions like first swaps, enabling notifications, and maintaining daily usage streaks. The wallet also supports push notifications, user profiles, and referral links for social engagement.
A virtual card system powered by Mastercard, enabling crypto spending through Apple Pay and Google Pay, is in development as part of a Project Catalyst milestone. On the developer side, Tokeo contributes CardanoKit as an open-source project, providing Swift-native tools for building Cardano applications on Apple platforms. Infrastructure partners include Maestro for blockchain indexing and Iagon for decentralized storage. Independent security review of the core wallet has not been publicly identified, though the project has submitted a Catalyst proposal for formal audit and source code availability.
